Not Too Big To Rig

October 17, 2015

“There’s nothing I can do about it.”

That’s what she told me. The lady at the bank, when I confirmed with her that my account was hacked. A few months later it happened again.

“That’s it,” I thought. “I’m done.”

So we’re talking chump change. A few cents here and there under a transaction referred to in my bank statement as “Foreign ATM / Exchange Fee.” $.54 here, $.68 there. One time it was $8.32. And it all adds up. How much money could you gather if you accumulated all the pocket change, coins in your couch or under your car seat for a good period of time?

It’ll add up, that’s for sure.

That’s the idea. Small amounts don’t set off alarms in the banking security system. And although the federal law states that the bank is liable in the event of a security breach, the stolen amounts are adding up. In what direction is this system going? Who are the people that hack into someone else’s bank account?

In a way, they’re winning. The banks aren’t making an issue of the matter either. And this whole scheme is rarely, if ever, reported in major news outlets. So hackers gonna hack! And the banks are going to turn a blind eye as long as their customers don’t make a big enough noise about the lack of security. After all, it’s just chump change, right?!

But it does all add up. So that’s when I said enough’s enough. I don’t want to be on the hacked end of this scheme anymore. I dug into the whole world of internet/computer security. I’m enjoying the experience too. Computers and the internet totally influence our daily life. It’s about time we all start becoming accustomed to how they work, specifically regarding our safety and protecting our interests, financial, health, etc.

That is how humans seem to act across the board though. We just are not that concerned about safety or security until we actually see that it needs to be addressed. We needed many head injuries to happen before we decided to make helmets for bicycle riders. So many people born in the 1940s and 50s have joked about riding in the back window when they were kids and roll all over the back seat when dad would make a turn or come to a stop. Now, kids are strapped into specially made car seats until practically old enough to drive.

A new technology comes on the scene, and we have our fun. Then we adapt and see where we need to protect ourselves. That’s where we’re at now. The internet, as most of us know it, is still a teenager. And for the younger generation, it’s older than them. And we have the damn internet driving the car while we’re all rolling around in the back seat having fun.

We want to have fun. We just want to have a few safeguards in place to make sure we can stay having fun for a long time. It’s considered common sense now to where bicycle helmets. Kids are in car seats in every state across the country. Similar types of precautions and safety measures that we write about on will also one day become commonplace.

They need to. We now know that the banks are not too big to rig. And we know the government has rigged itself. It’s now just a matter of consumer advocacy.

Clear your tracks. Or else.


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